The equity in your home can be used to guarantee a line of credit. Based on the equity you’ve built, we’ll establish a borrowing limit. You can borrow cash anytime you need it and then make easy, low-interest payments, much like a credit card. You only pay interest on the money you borrow and when you pay down your balance, you can re-borrow up to your limit. The interest you pay, may even be tax deductible.* With a HELOC, you have immediate access to cash for:

• Making home improvements
• Consolidating debt
• Covering tuition costs
• Managing unexpected expenses

*Consult a tax advisor.